Now, the entire Superintendency out-of Monetary Entities (SUGEF, Superintendencia General de- Entidades Financieras), the new economic regulator, is rolling out gender signs and you may intentions to orientate formula to help you bridge this new gender gap.
This new Ministry of Discount, Business and you may Trade (MEIC – Ministerio de Economia, Industria y Comercio) ‘s the ruling body responsible for principles toward individual step, organization invention and campaign out-of organization people on the business, business and you will characteristics circles, as well as the brand new SME sector. About the second, the brand new MEIC performs in coordination toward bank operating system towards the style of borrowing programs geared towards the latest business and also for generating the entry to digital correspondence features and you may enhance their formalization. Contained in this feel, new MEIC might have been dealing with the fresh INAMU and Federal Understanding Institute (INA, because of its phrase in Spanish) throughout the construction and you will performance out-of a certain program for ladies entrepreneurs: the newest Federal System for Businesswomen.
This new Main Lender from Costa Rica (Banco Main de- Costa Rica, BCCR) is in charge of new monetary and exchange rate plan. The fresh new National Council to own Supervision of your own Financial system (CONASSIF) is the regulator and you can supervisory expert doing work from Superintendencies: > SUGEF: to own financial intermediaries (AFI affiliate given that 2013), > SUGEVAL: getting securities, > SUPEN: towards the national retirement system, and you can > SUGESE: into the insurance coverage industry.
From the System from Financial getting Advancement (SBD) Operate n? 9274, blog post 8 claims that the SBD do framework rules so you’re able to combat gender inequalities, with investment policies and you will non-resource that enable equitable access for females, with respect to accessibility credit, guarantees and non-economic functions and you may business creativity. Economic organizations one accessibility SBD info must have, among their resource programs, regulations that compensate for gender inequalities.
Concerning particular apps away from INAMU, thanks to FOMUJERES (literally “the brand new financing for ladies”), an effective nonreimbursable funds, cash women that present organization effort otherwise attempts to defend ladies legal rights. Within the 2021, FOMUJERES has given service so you can 572 methods from rural feminine the over the nation, having 1.8 mil USD. The amount of brand new finance information as the 2014 try USD nine.8 billion to invest in more than step three.000 productive strategies.
From investigation collection, Costa Rica could have been gathering sex-disaggregated credit analysis for several years, facilitated by the federal ID system
Ultimately, the new Combined Institute out of Social Assistance (IMAS – Instituto Mixto de- Ayuda Social), along with their believe FIDEIMAS (literally IMAS?Trust), composed within the construction of your own Rules off Focus on Female for the Poverty Standards, is aimed at financing additional and you may part mГёte Maltesisk kvinner guarantees, as a result of credits which have good rates. The newest believe also provides trainings, technical advice and you may follow-up for folks otherwise teams you to definitely create active methods.
3.1 Industrial Banks
New monetary industry during the Costa Rica is ruled by stateowned financial institutions that enable to get to rules expectations and are also engaged in system creativity, financial inclusion and you may SME lending. From inside the 2008, the world founded the financing Money to possess Creativity (Fondo de Credito con el fin de el Desarrollo) which is used to finance applications inside the System from Banking to possess Invention (SBD). Within perspective, private banks are required to help you import finance to express-owned banking companies engaged in SBD.
A system off system-wide control, together with monetary intermediaries […] and microfinance organizations […] with the aim out of resource and you can generating active and you can viable advancement methods.
Among the many county-owned banking companies, brand new Banco Nacional possess used, once the 2010, Banca Mujer, a program to advertise the introduction of Costa Rican feminine as a consequence of advisory and you can financial support. Given that consultative line has monetary degree, classes, providers support, affairs expo and you will exchange objectives, brand new financial support range will bring borrowing from the bank to possess MSME investment and you can business operation, playing cards to cover exchangeability means, assistance to locate be certain that factors. The application is aimed at empowering female and you can creating well-being for ladies, their families in addition to their businesses.
